Moving out of the parental home in 13 easy steps -move.com (2023)

So you decided to leave the nest? Congratulations! Moving out of the parental home is a big problem. It is a process that requires a lot of careful planning and thought.and "grow".To help you make the move successfully, we've put together 13 simple steps that are sure to help you achieve the independence you desire. Good luck and have fun moving in!

1. Communicate with your parents

Maybe your parents are ready for you to go and have been encouraging you to go for a while. Or maybe they want you to stay forever. Regardless of your opinion on the matter, it is important to clearly communicate your intentions and, if applicable, your plan for change. To remember:ebenwhen they are excitedaYour new adventure, you may still be a little sad to see you go. With that in mind, be sure to be extremely sensitive to their needs and emotions when you communicate yours.changeplanes

2. Develop a change plan

Before you move out of your parents' house, create a moving plan that you and your parents can agree on. I recommend that you set a target date for when you feel like you can move. that does not mean that youTerleave on that date, but it is a starting point for you and your parents.

beyond yourchangeDate, your move plan should include where you want to move to, what type of property you want to move to (Department,native city,student's residence, etc.), and if you intend to have aRoommate🇧🇷 Also consider if you will hireprofessionalchanges or do the job yourself with the help of a few friends. You may change your mind as your plans progress, but a structure makes it easy to get started.

3. Establish good credit

If you haven't alreadygood established credit, now is the time to start. For those looking to buy a home, keep in mind that aless than stellar credit(or no credit history) means you're less likely to get a home loan from a bank. If you can't get a loan from a mortgage lender, you can say goodbye to home ownership (at least fornow).

And youplan to rent, your credit history will also be important. Many landlords and property managers now run credit checks on rental applicants. By evaluating the credibility of a potential tenant, a landlord can get a good idea of ​​whether or not the applicant is paying bills and rent on time. Of course, those looking to rent without credit can usually also have a co-signer, for example. B. a relative with good credit who also signs the lease. However, it's a good idea to start building a healthy credit score in the meantime.

One of the easiest ways to get good credit is to sign up for a credit card, use it to buy everything from gas to concert tickets, and pay your bill on time and in full every month.Experian🇧🇷 Or you can build good credit by paying your student or car loans on time. While there are other ways to get a loan, e.g. B. Join a credit circle that lends money to its members by opening a loancard andPrompt loan payments are probably your best bet.

4. Save money for a down payment

If you plan to buy a home, you need enough money in the bank to make a down payment. to get there,ussuggest the creation of a realistic and sensible savings plan.Advice:This is the time to containInnecesary expenses🇧🇷 From temporarily canceling a gym membership to cooking at home and cutting back on shopping and travel expenses, there are options.A lots ofEasy ways to save money.

budgetit can also help you save money. Start by determining how much money you earn each month. Then make a list of your monthly expenses. This includes entertainment, meals, student loan payments, gas, car payments, and insurance.🇧🇷 And ifIf you're not sure what you're spending your money on, consider keeping track of every penny you spend, where you spend it, and what you spend it on. Do this for at least a week, or better yet, a month to ease your budget.. CCalculate how much you spend on these items each month. If you spend $200 a month on gas, write it down. Make the necessary adjustments so that you can save a certain amount on your down payment each month.

5. Budget for after the move

Once you have a budget that you can use to save money on your down payment, budgeting should be easy.cover all costs of owning or renting your own premises🇧🇷 Some of your budget line items are transferred directly from your current budget to your budget after the change. This includes loan payments, car insurance, and entertainment. But you may need to make some changes. For example, if you live further or closer to work, you may need to adjust your fuel budget.

Also, you have new editions. If you're not contributing to the family's purchases, you need to account for those costs. You also need to addyour monthly rento Mortgage payment, utilities, and if you're buying a home, HOA fees and property taxes.

Your biggest budget item will almost certainly be your mortgage or monthly rent. If you plan to rent, your current monthly income should be more than enough to comfortably cover rental expenses, including rent, utilities, renter's insurance, and more.

If you are thinking of buying a house,usI recommend speaking with a mortgage broker to determine how much house you can afford. These brokers will take your annual gross income and your credit history.miConsider debt (among other things) to find out how much lenders are willing to lend you. Sometimes that amount is more than you can really afford. In order not to feel “poor at home”,usrecommend buying a house you can actually afford, rather than one that will break the bank.

6. Find a broker

Once you've established your budget and saved enough money for a down payment,Start by finding a trusted real estate agent🇧🇷 When buying a home for the first time, it is especially important to hire a qualified and helpful real estate agent. In addition to a real estate agent's in-depth knowledge of the market, they also take care of all the negotiations and paperwork so you don't have to worry about it. The right real estate agent should be able to guide you through this process.house purchaseProcess: taking into account your interests, needs and budget.

what if a friendaDoes the family member have a real estate license? Should you use them? CorrespondentImmobilienmakler.es, this might not be the best idea for several reasons. First, they may not have experience in the neighborhood you want to move to, which can make finding a good property difficult. Second, if things go wrong, you may have to fire them and lose a friend in the process. unless this friendafamily member has experience in the area you are considering moving to, kindly consider declining their offer to represent them.

7. Schedule changes or ask your friends for help

Unless you have very little to move,usWe recommend bringing friends or professionals to help with the move. If you're recruiting friends for an at-home makeover, consider thisRent a moving truckfrom a reputable company. If you expect to hire professionals to help you with any part of the move,you can registerChanges that help with loading and unloading the rented truck. It is definitely cheaper than hiring full service moving companies to do all the moving for you.

Be sure to schedule the changes (if you plan to use them) as soon as possible.breaking movesthey cost more than those reserved in advance. And if you wait too long, you may find it harder to find changes to your appointments. look atSave a little money on your move🇧🇷 Book your move-in on a weekday instead of a weekend and at any time except at the end of the month when rentals typically end.

8. Donate, sell or ship unnecessary items

Do you have too many things? If your closets are messy, maybe it's timeget rid of your belongings before you move🇧🇷 Because the fewer things you have to move, the easier (and cheaper) your move will be. TryonlyGently used items for local charities and nicer items for local consignment shops. Also, consider hosting a flea market orSelling stuffthrough an online marketplace.

If you have a lot of trash to dispose of or large items that you can't donate or just throw away, do this.Hire a garbage collection company🇧🇷 The company can remove unwanted mattresses, furniture, exercise equipment and general garbage. Inform your parents about your plans and, if so,noItems you want to get rid of, you might be willing to split the cost.

9. Find packing material

From boxes and tape to bubble wrap and foam bags, you'll needFind packing and moving materialto help you with your next step. Fortunately, you can find packing supplies online, as well as at your workplace, local libraries, major retail stores, and more.Also check out this list of where to gofind free boxes.To determine the exact number of interchangeable boxes you need,to useMoving.com is helpfulpackaging calculator🇧🇷 Those looking for specific box sizes and shapes may need to check out thisbuy moving materials.

Another option is to use plastic containers. You canrent these ecological containersfrom companies like U-Haul, Bungo Box and Rent A Green Box. Some companies also rent moving equipment and sell sustainable packing material.

tenth package

Once you've gathered your supplies, it's time to pack up!usSuggest packing non-essentials first (items you won't need for the next few weeks). Some examples are seasonal clothing,steering wheels, photos, books, etc. One day before the movepack the essentialssuch as personal care products, pajamas, prescription drugs,etc., in a separate box easy to find on move-in day. Make sure it's clearlabel all the boxesand always have important documents with you.

If you are running out of time or need extra help, this is possible.packers for hireto help you pack your items for you. They bring packing supplies, pack and pack your items correctly and they do it in less time than you could. Expect to pay them by the hour and by the number of people sent to do the job.

11. Configure new utilities

Message Flash:And yesyou lived with your parents, you used their care. If you don't want to go into a dark house without electricity, you have toInstall utility lines and cables at your new location as soon as possible.usI recommend calling the utility companies ahead of time to let them know when you will be moving. Once you have scheduled start-up dates for all utilities, you will also need to call the cable company to reserve an installation date.

12. Change your address

Unless you want your parents to receive your mail,Change your address as soon as possible🇧🇷 Fortunately, the USPS makes it easy. All you have to do is go to USPS.com and select the date you want to start forwarding your mail. Don't forget to change your credit card billing address and let your bank know you're moving. You may also need to notify your university if you attend school or your employer. To avoid confusion, it can also help to email friends and family with your new address.

13. Strip down and celebrate with a housewarming party

You got! After saving her money and packing her bags, she has successfully moved out of her childhood home into her new apartment. Congratulations! This newfound freedom has certainly been worth every arduous step along the way.

Do you want to party (without disturbing your new neighbors, of course)? considerthrow a housewarming party🇧🇷 It doesn't have to be fancy: just a few friends, a fewcheap food, and a great atmosphere. But it gives you a chance to show what you've accomplished.

Ready to move in?

To find a moving company you can trust, check out Moving.com's vast network.reputable and reliable moving companies– all licensed and insured. When you choose a moving company from Moving.com, you can be sure that your move will go smoothly.Manos.